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Supplemental Insurance?
I need some basic info about supplemental Health Insurance (Short-term disability). I'm planning on getting pregnant soon and my isurance at work kinda sucks. I would like to be off for at least 8 weeks with the baby, but still need my income! Any tips, general cost of getting individual insurance for that, etc. I'm pretty clueless about how it works. Thanks!
You're not terribly likely to find any insurance policy that will do what you're asking...especially not if you're planning to get pregnant "soon."
Take the money you would have tried to use on a premium and start setting it aside now, so that you'll have money to cover expenses for those 8 weeks you'd like to take off after the baby is born.
Private short term disability coverage doesn't include maternity coverage. If you find a policy, by any slim chance that does, likely you'll have to carry it a year before you get PREGNANT, in order for the pregnancy to be covered.
It's going to be cheaper for you to just set aside $50 a week for your "maternity leave" savings.
Disability is very expensive, and in your situation you're not going to find a company who already knows it will be paying out funds for your pregnancy. This idea should have been thought of long before.