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Concert Insurance?


Hello,

Can anyone tell me what insurance is needed for concerts, public liability is it? Can anyone give me any info on it, particularly experiences any of you might of had getting insurance for concerts? I'm not talking about large concerts, just audiences of around 100 people.


You're looking at "special event" coverage. It's going to depend on your contract with the venue. It's probably going to cost about $1,000 a pop for a weekend even, and that's for slip & fall coverage. Maybe more, depending on the location and if the venue has any slip & fall coverage, if you're responsible for just backstage areas, or all public areas, or both.

It's not going to cover cancellation by performers, that's a seperate policy.

You'll have to talk to a local, independent agent with more details, to get an accurate quote. Allow a couple weeks to get this put into place - it's NOT going to be an "insta-quote".
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